To withdraw on the mobile app, please click the goal you would like to remove funds from, click on the dollar sign, and click Withdraw.
To withdraw on a web browser, please click Transfer funds in the top right-hand corner of the page and select Withdraw on the drop-down tab.
Withdrawals generally take about 4-5 business days to process; funds will automatically be sold and sent to your linked bank account.
When you request a withdrawal, shares in your account are sold and this may have tax consequences. Tax Impact Preview allows you to see an estimate of the taxes you may owe before you make a withdrawal. Betterment will always sell your shares in a way that minimizes taxes for you. We’ll sell shares that have lost value first (short-term losses, then long-term losses), and then shares that have gained value (long-term gains, then short-term gains).