Betterment offers two different pricing plans based on your financial needs.
Our Digital plan costs 0.25% per year and has no minimum balance requirement.
Our Premium plan costs 0.40% per year, and grants you additional access to our team of CFP® professionals and licensed financial experts who can provide in-depth advice on investments outside of Betterment. This plan requires a minimum balance of $100,000.
Betterment's fee is 0.25% (for Digital) or 0.40% (for Premium), prorated across the entire year and is charged at the end of each calendar quarter (every 3 months). If you withdraw all your money before the end of the quarter, you are charged a prorated fee for only the days your money was managed by Betterment.
This fee is considered a “wrap fee” and covers all transactions, trades, transfers, rebalancing, advice, and account administration. Unlike many other companies, Betterment does not charge you additional transaction fees to buy and sell securities. Fund level fees are directly to fund providers; Betterment receives no part of these fees.