Betterment's core portfolio is comprised of a a combination of stock ETFs and bond ETFs, globally diversified and personalized for each goal and time horizon. We also offer additional strategies for those interested in socially responsible investing (SRI), targeting income-generation, and quantitative factor investing. Each portfolio is available at the individual goal level, and adjusts its recommended allocation or target income based on your preferences and time horizon. You can have multiple portfolio strategies within your Betterment account, tailored for different financial goals.
Our stock ETFs efficiently capture the broad U.S. stock market, and international developed and emerging markets. Your money is invested in thousands of companies through fractional shares. Exactly how much of your portfolio is made up of which stocks depends on the exact target allocation.
You can learn more about our portfolio options, as well as check Betterment’s historical returns here: https://www.betterment.com/portfolio