If you enable the “auto-adjust” feature on an account, Betterment will check to ensure that your target allocation is in line with our recommended moderate allocation each month. If the account’s target allocation needs to be adjusted to match our recommendation, Betterment will make that adjustment automatically. Learn more about how we notify you of allocation changes.
In certain cases, your target allocation may not change from month to month. This is normal. Recommended allocations on certain goals will not change every month. This often happens when you are far from your goal completion date, e.g., more than 20 years from the start of retirement in a retirement goal. You can see our recommended allocations through time for each goal type here.