Betterment supports transfers from outside brokerages using the Automated Customer Account Transfer Service (ACATS). This is also known as an “in-kind transfer”.
Betterment currently supports ACATS transfers of virtually all ETFs, select mutual funds, and select single stocks. Please note that any assets that are not part of Betterment’s ETF portfolio (listed below) may be sold as soon as they are received by Betterment.
The fastest way to initiate an electronic transfer is to sync your external account by clicking on the “Sync external account” button on the Summary page.
We currently support the following ETFs in Betterment portfolios:
BND, BNDX, CMF, EMB, IEMG, IVE, IWN, IWS, LQD, MUB, NYF, SCHB, SCHE, SCHF, SHV, TFI, VBR, VCIT, VEA, VOE, VTI, VTIP, VTV, VWO, and VWOB
If you would like more information regarding in-kind transfers into an existing Betterment account, please contact us at firstname.lastname@example.org.