RetireGuide™, our retirement planning tool, offers advice to help you stay on track and achieve your retirement goal. Our advice helps you determine how much you might need to spend in retirement (your after-tax income from all sources). RetireGuide also helps you determine how much you need to save, which accounts to save in (e.g. employer-sponsored plans, individual retirement accounts, or a taxable investment account).
For more accurate retirement advice, you can securely sync external retirement accounts—those outside of Betterment.
To learn about Betterment's retirement advice, please see Betterment's full retirement planning methodology here.