Transferring Between Goals
At Betterment, you can easily transfer assets from one Betterment goal to another.
From the menu, select the goal you wish to transfer from and then click “Transfer or rollover”. From the drop-down, select "Transfer to another goal" to get started.
You cannot perform a goal-level transfer to or from an IRA account. Due to IRS rules, contributions to an IRA account must be made in cash. Therefore, transferring funds from a taxable goal into a Betterment IRA must be completed by withdrawing to a linked bank account and then redepositing the cash directly into your IRA.
Transferring Between Account Types
Currently, you can only transfer between goals within the same legal account. The following account types are defined as “legal accounts”:
- Personal Account
- Joint Account
- Trust Account
If you want to transfer funds between multiple legal accounts, please contact us at firstname.lastname@example.org for more details.