Electronic deposits from your bank to Betterment typically invest the following market day for deposits made before 11PM EST. Markets are generally open Monday through Friday, 9:30 a.m. to 4:00 p.m. Markets close for official U.S. holidays or in the event of a major disruption.
If you have an auto-deposit scheduled on the weekend, it will invest the following Tuesday. This is done to avoid potential overdrafts to your bank account and allow you an additional day to cancel your auto-deposit. You'll receive an email the day before your auto-deposit is set to transfer from your bank account as a reminder.
Betterment does not guarantee specific execution timelines. We avoid trading on or around market open or close, as markets have historically been more volatile during this time. Pending wait times are imposed by banking and market rules and cannot be sped up by Betterment.