Betterment offers two different fee plans based on your financial needs.
Our Digital plan costs just 0.25% per year and offers unlimited access to automated portfolio management, tax efficient investing features, personalized financial dashboards and award-winning customer support. This plan has no minimum balance requirement.
If you need more than one consultation per year, you can elect into our Premium plan for just 0.40% per year, which makes you eligible for unlimited calls with our team of CFP® professionals and licensed financial experts. This plan requires a minimum balance of $100,000.
Betterment's single management fee covers everything you need, including transactions, trades, transfers, rebalancing, advice, and account administration, among other things. Unlike other companies, Betterment does not charge you transaction fees to buy and sell securities.
401(k) accounts through Betterment For Business are subject to a separate fee schedule and those balances aren’t included when determining your eligibility for Betterment Plus and Betterment Premium.