Tax Loss Harvesting+ is only one piece of the suite of tax optimization services we offer to all customers. More tax benefits we include:
*
Tax Impact Preview allows customers to see the estimated tax consequences of a withdrawal, allocation change, or goal-to-goal transfer before they complete the transaction. This allows customers to make tax-informed decisions when managing their investments.
TaxMin lot selling Every customer benefits from our TaxMin cost basis accounting method, where we sell lots with losses before gains, and lots with long-term gains before short-term gains. It is a more efficient way to handle accounting that can save thousands in taxes.
Smart rebalancing We use all cash flows and dividends as an opportunity to rebalance your portfolio. This reduces the need for hard rebalancing, which lowers your capital gains tax over time. Our sophisticated infrastructure will never rebalance your short-term capital gains.
Tax-efficient securities Our portfolio comprises tax-efficient exchange traded funds (ETFs), which can provide an estimated 0.7% in tax savings per year.
Asset location In your non-IRA accounts, one asset class includes municipal bonds where you will be exempt from federal and most state taxes. We’ll put core bonds in your IRA accounts, where they can grow tax-free.
